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Your New Home,
Expertly Financed.

Whether you're buying your first home or upgrading, we compare 40+ lenders to find you the sharpest rate — and handle everything from application to settlement.

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Your Options

Your Path to Home Ownership

Whether you're stepping onto the ladder for the first time or making your next move, we have a tailored approach for every situation.

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First Home Buyer

Navigate grants, stamp duty concessions, and LMI with confidence. We make buying your first home as simple as it should be — explaining every step and cutting through the jargon so you feel in control from day one.

Start your journey →
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Refinancing

Already have a loan? There's a very good chance you're paying more than you need to. We'll audit your current rate, compare it against the full market, and manage the entire switch — often with zero disruption to your day-to-day.

Check your rate →
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Construction Loans

Building your dream home? We'll structure a progressive drawdown loan that works seamlessly alongside your builder's schedule — ensuring funds are available at each stage without unnecessary interest charges on undrawn amounts.

Explore construction finance →
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Bridging Finance

Buying before you sell? We'll bridge the gap so you never miss out on the right property. Our bridging solutions are structured to minimise cost and risk, with a clear exit strategy built in from the start.

Talk to us about bridging →
Comparing 40+ Australian Lenders for Your Best Rate
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie Bank
ING Direct
Suncorp
Bank of Melbourne
Bankwest
St George
AMP
Liberty Financial
Pepper Money
La Trobe Financial
Resimac
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie Bank
ING Direct
Suncorp
Bank of Melbourne
Bankwest
St George
AMP
Liberty Financial
Pepper Money
La Trobe Financial
Resimac
The Process

How Home Loan Broking Works

Five clear steps — from your first conversation to keys in hand. Most clients have conditional pre-approval within 48 hours.

1

Free Consultation

Understand your goals, borrowing capacity, and timeline. No obligation, no pressure.

2

Strategy & Lender Search

We compare 40+ lenders and model multiple scenarios to find your ideal structure.

3

Pre-Approval

We submit a strong application and secure your conditional approval — typically within 48 hours.

4

Property Purchase

Shop with confidence. We work alongside your conveyancer at every stage of the purchase.

5

Settlement & Beyond

We're here at settlement — and when it's time for your next move or refinance too.

Client Stories

Don't Take Our Word For It

Here's what our clients say about the Multipart Finance experience.

★★★★☆

"The Multipart team was exceptional. As first home buyers the process felt overwhelming — but they made it completely seamless. Pre-approved within 24 hours and settled in record time. "

JL
James & Lucy Chen
First Home Buyers, Surry Hills
★★★★★

"Refinancing with Multipart saved us over $500 a month. They found a rate 0.8% lower than our existing loan and managed the entire switch. Genuinely life-changing financial advice. "

SW
Sarah & Tom Williams
Refinance Clients, Balmain
★★★★★

"I've used Multipart Finance across three investment properties now. Every time they find rates my bank couldn't touch, and handle the entire process without me lifting a finger. "

MR
Michael Robertson
Property Investor, Mosman
Common Questions Answers

Home Loan FAQ

Answers to the questions we hear most from buyers and refinancers.

Borrowing capacity depends on your income, existing debts, living expenses, and the number of dependants. Most lenders will lend up to 80% of a property's value without Lenders Mortgage Insurance (LMI), though some go higher with LMI. We'll run a full capacity assessment in our first consultation — for free.
No — many lenders will accept as little as 5% deposit. However, if your deposit is below 20%, you'll typically need to pay Lenders Mortgage Insurance (LMI), which protects the lender (not you) if you default. The First Home Guarantee scheme allows eligible first home buyers to buy with 5% deposit and no LMI.
With Multipart Finance, most clients receive conditional pre-approval within 24–48 hours of submitting their documentation. Pre-approval is typically valid for 90 days and gives you the confidence to bid at auction or make an offer, knowing your finance is in order.
Common fees include application fees, valuation fees, settlement fees, and ongoing account-keeping fees. Some lenders charge break costs on fixed rates if you exit early. We'll give you a complete picture of all costs before you commit to anything — no surprises.
It depends on your circumstances and risk appetite. Variable rates offer flexibility (extra repayments, offset accounts, easy refinancing) but can move up or down. Fixed rates give certainty over your repayments for a set period but come with less flexibility and potential break costs. We'll model both options and help you choose what's right for your situation.
Free Assessment

Let's Find Your Best Rate

Tell us a little about your situation and we'll get back to you within 2 business hours with a personalised strategy.

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Fast Response

We respond to all enquiries within 2 business hours, Monday to Friday.

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Completely Free

Our broker service costs you nothing. We're compensated by the lender on settlement.

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No Obligation

Get a complete picture of your options with zero pressure to proceed.

    Speak With a Broker

    Complete the form below and one of our experienced brokers will be in touch within 24 hours.

    Ready to Start?

    Your Dream Home is
    Closer Than You Think.

    Book a free consultation with one of our expert Sydney brokers. We'll show you exactly what you can borrow — and how to do it smarter.

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